PENGARUH STABILITAS MAKROEKONOMI DAN KESEHATAN PERBANKAN TERHADAP PEMBIAYAAN UMKM DI INDONESIA: PENDEKATAN MODEL ARDL. Jurnal Ekonomi, Manajemen dan Akuntansi, [S. l.], v. 3, n. 1, p. 55–69, 2026. Disponível em: https://ejurnal.suaninstitute.org/index.php/JUEMA/article/view/239.. Acesso em: 31 may. 2026.